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In this fast moving world, no one has time for others. People are not even concerned about others’ issues. They are selfish and focus only on the benefits that they need. Due to the advancement in technology, although the world has shrunk and brought people closer, it hasn’t been fully utilized that way. The more people have been brought closer the more they are separated far apart. We don’t even care to know who sits next to us in office. This has become a virtual world. The No-Care attitude has cropped up in us. We have even got to the stage of ignoring our good friends. We don’t have time to participate in our friends’ events. We don’t have time to answer their texts and calls. We have come up with a firewall against the closer world and reduced our communications and relationships. Sympathy, Care, Love, Friendship – these became the qualities of the past. We are only focused on generating income and build our future on that. Thus man, using all of his senses has started to become

Some say “Better late than never”, while others believe “What’s the point when everything is lost?”. This budget by NDA puts them in people’s minds to make them feel that they are important, but is it too little too late? Common man had seen insurmountable difficulties in the name of #GST and #DeMo. Farmers were battling hard to survive in this market. Education and health care were over looked so far. Has the Govt. finally reacted? Has the Govt. realized its mistake on ignoring the needs of the hour. A look at the budget in a neutral perspective. Agriculture – The first thing that comes to my mind is the farmers. They have been so far neglected and have been facing lots of issues with respect to pricing. Finally the Govt. has started noticing the importance of them (especially after the Gujarat mandate). A massive boost to them in terms of improvement in pricing and assurance from the Govt. on offering the increased price. Separate welfare schemes for village and rural infrast

Having a financially balanced life may seem more difficult these days due to inflation and the living cost having gone northwards. However everybody wants a peaceful balanced life. We can follow the below technique towards achieving that. We ought to save around 40% of our total income towards achieving a financially balanced life. For example, if a person earns 1 lakh per month below is the breakup., 5% of savings towards health insurance                 - Rs. 5000  per month 5% of savings towards life   insurance                 - Rs. 5000  per month 5% of savings towards mutual funds                     - Rs. 5000  per month 5% of savings towards stock markets                   - Rs. 5000  per month 5% of savings towards GOLD                             - Rs. 5000  per month 5% of savings towards Bank Fixed Deposits     - Rs. 5000  per month 10% of savings towards Real Estate/Housing Loans  - Rs. 10000 per month Around Rs. 40000 should be saved towards hav

In this fast moving world, where people often tend to follow an unhealthy lifestyle, end up with issues which need medical intervention. The places which are highly crowded these days are hospitals and pharmacies. They become addicted to tablets. In this unfriendly environment bound to unexpected events, we might need a plan to take care of our medical expenses. Taking a Health insurance policy (preferably with the New India Assurance company) might offer a better solution. By taking a health insurance policy for around 5-10 lacs sum assured will save our family from unwanted threats. Just in case if we or any of our family member falls sick and needs medical treatment for more than a day @ hospital, this policy can save the purpose. We dont need to arrange for a huge sum in a short span of time thereby avoiding debt. Securing our family's health should be the first step in any activity of savings. Around 10% of the savings amount should be targeted towards buying a healt